What is the Easiest Way to Get a Loan?
When life hits you with unexpected expenses or the need to get money fast, your best option may be to find a business that provides loans quickly and easily. Just be sure to find a business that has a reputation for honesty, professionalism and providing a variety of options to meet your unique situation.
A reputable lender will offer you everything from a personal loan to a cash advance (also known as a payday loan), an auto loan or a title loan, among others.
Personal Loan – A personal loan is typically used for any type of personal expense, from making a major purchase to paying for a vacation, funeral expenses, home improvements, consolidating your debts or any number of other reasons.
Title Loan – A title loan is a very specific type of loan in which you use your automobile as collateral for the loan. The amount of the loan is limited by the value of the vehicle, and there will typically be a temporary lien placed on the vehicle until the loan is repaid.
Auto Loan – An auto loan can be for new or used vehicles. Many lenders will also offer dealer financing whereby they work with the car dealership and assume the responsibility of collecting payments from the customer.
Regardless of what type of loan you may need, finding a dependable company that will meet your specific needs quickly and easily can help you deal with the unexpected expenses we all must handle from time to time.
At QUICK CA$H, we offer you the opportunity to obtain a title loan by using your vehicle title as collateral. A title loan allows our customers to convert the value of their vehicle into cash in their pocket. The amount of the loan will be based on the value and condition of the vehicle that is being used as collateral.
In order to secure the loan, QUICK CA$H will place a temporary lien on the vehicle title in exchange for the loan amount. A hard copy of the vehicle title will be surrendered to QUICK CA$H until the loan is repaid in full. Once the loan is repaid, the lien will be removed and the title will be returned to the owner of the vehicle.
A personal loan is a loan that is intended to be used for personal use. There can be several uses for a personal loan from QUICK CA$H, including…
- Home improvement
- Major purchases
- Debt consolidation
- Unexpected expenses
A personal loan can be secured using collateral or unsecured. The ability for a borrower to receive an unsecured loan will be based heavily on their credit score.
A Cash Advance is a short-term loan that allows our customers to borrow the money they need now, without having to wait for their next payday. In order to obtain a cash advance, customers must be 18 years of age, must be employed or have another source of regular income, and must have an open, active bank account. These types of loans are expected to be repaid in full to QUICK CA$H on the customer’s next payday.
Mobile Home Loan
At QUICK CA$H, we focus on finding just the right loan program for you and your property that will help you meet your financial goals. This includes offering mobile home loans. You can finance the purchase of your mobile home, or refinance your existing mortgage with a mobile home loan from QUICK CA$H.
To be eligible for this mobile home loan the following requirements must be met:
- The home must be a minimum of 400 square feet.
- The home must have been built after June 15, 1980, and in conformance with the Federal Manufactured Home Construction and Safety Standards. (There will be a certification label to signify this, and a QUICK CA$H loan consultant can help you determine if you property is eligible.
- The loan must also cover the land that the manufactured home sits on, the home must be on a permanent foundation, and cannot be located in a trailer park or flood zone.
At QUICK CA$H, we work with auto dealers to give you the best loan for your new or used vehicle. We want to make sure that you get a reliable vehicle and the best possible financing options.
Dealer financing allows a business’s customers to finance their purchase through QUICK CA$H. The business partnering with QUICK CA$H for dealer financing does not have to worry about collecting payments from the customers that choose to finance, and they will be paid up front for the purchased merchandise.
QUICK CA$H allows you to forego the headache of preparing your own taxes by offering professional tax preparation services. Not only can we prepare them for you, but we can make sure they are filed properly too.